The Medicare Annual Enrollment Period (AEP) runs from October 15 to December 7. With plan changes, updated networks, and the 2027 $2,400 Part D out-of-pocket spending cap taking effect, staying informed is the best way to avoid unexpected healthcare costs. Here are clear, factual answers to the top 8 questions beneficiaries are asking about copays, formularies, HMO vs. PPO plans, and switching options in NC and SC.

Starting July 1, 2026, the federal government is launching the temporary Medicare GLP-1 Bridge Program. Breaking a decades-old ban, this pilot program allows eligible Medicare Part D beneficiaries to access blockbusters like Wegovy®, the Zepbound® KwikPen®, and Foundayo® for a flat $50 monthly copay. We outline the strict BMI tiers, required prior authorization steps, and hidden catches you must know.